The fine print, unhidden

Disclosures & licensing

Who operates this website

This website is published on behalf of Mel McFarland (also known professionally as Mel Shrieves), Branch Sales Manager · VA Loan Specialist, NMLS #729261 (verify via NMLS Consumer Access), of Fairway Independent Mortgage Corporation (dba Fairway Home Mortgage), NMLS #2289 (verify via NMLS Consumer Access), 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Mel is based at the Wasilla, AK branch, 1590 E Financial Dr, Unit F-214, Wasilla, AK 99654, and is licensed to originate mortgage loans in Alaska, Washington, Montana & Hawaii (AK #AKMLO-729261 · MT #729261 · HI #729261).

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. For complete state licensing information and legal disclosures, visit Fairway's Legal Disclosures page.

Government loan programs

Fairway Independent Mortgage Corporation is not affiliated with, or acting on behalf of or at the direction of, FHA, VA, USDA, or any government agency. References to VA, FHA, USDA and Alaska Housing Finance Corporation programs are descriptive and educational. Eligibility is determined by the respective agency and by lender guidelines. This website is not an official communication of the Department of Veterans Affairs, and VA benefits do not expire.

Calculators, estimators & educational content

Calculator results are estimates for illustrative and educational purposes only, are not a quote, rate lock, pre-qualification or pre-approval, and accuracy is not guaranteed. Actual rates, payments, taxes, insurance, mortgage insurance and VA funding fees vary by scenario. Contact Mel for figures specific to your situation.

VA funding fee percentages shown reflect published VA guidance and are subject to change by the Department of Veterans Affairs. Veterans receiving VA disability compensation, certain surviving spouses, and Purple Heart recipients on active duty are typically exempt. Confirm your fee and exemption status with Mel.

Sample payment figures shown on this site (including the homepage illustration) use an illustrative interest rate for educational comparison only; they are not an advertised rate, APR, or offer. All educational content is general in nature, is not financial, legal or tax advice, and does not consider your individual circumstances. Program guidelines, loan limits, income limits and eligibility criteria change frequently; always confirm current requirements with Mel directly.

Privacy

This website does not collect, store or transmit personal information. It contains no contact forms, no analytics trackers, no advertising pixels, and sets no cookies. The eligibility quick-check and calculators run entirely in your browser and save nothing. Links to apply or upload documents route to Fairway Independent Mortgage Corporation's secure systems, governed by Fairway's privacy policy. Third-party sites linked from this site (review platforms, social networks) maintain their own privacy practices.

Reviews

Review highlights displayed on this site are shortened paraphrases of verified client reviews. Complete original reviews are available at Experience.com. Aggregate rating and count are as of September 2026. Testimonials reflect individual experiences; results vary and are not guaranteed.